FactFish Baby Bonus + CDA Calculator
Fact Fish Family Tool

Baby Bonus + CDA Calculator

Estimate Singapore child-support benefits without mixing cash, digital credits, CDA grants, MediSave support and contribution-linked matching. Government-record-dependent or conflicting amounts are kept outside the confirmed total.

$10,000 Baby Gift$2,000 / year Child CreditsUp to $62,000 core package2025 / 2026 LifeSG credits2016 CDA transition fixed

Your family

For a straightforward Singapore Citizen-at-birth case, the defaults are already selected. Open “Optional accuracy checks” only when your situation differs.

“Future” excludes scheduled items whose due date has already passed. For children born from 1 Apr 2027 who are already born but still within the Baby Gift’s 12-month payment window, any unconfirmed remaining Baby Gift is shown under Possible / verify instead of being assumed.
Choose “Yes” only if the child is a qualifying 3rd or subsequent Singapore Citizen child aged 1–6, enrolled in the Baby Bonus Scheme, and the family meets MSF’s LFLC family-nucleus test on the assessment date. Under the current rule, married couples or widowers need 3 or more living Singapore Citizen children tied to the CDA trustees in the couple pair; divorcees need 3 or more living Singapore Citizen children tied to them as CDA trustee. Eligibility is re-assessed each year (1 Aug 2025 for the 2025 payout; 1 Mar from 2026 onward). If the marriage was registered overseas, update the marital status in Singpass before assessment. If unsure, leave this as Not sure.

Your estimate

Confirmed support is separated from contribution-linked matching and from amounts that still need an official record check.

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Confirmed automatic / scheduled
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Conditional Government matching
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Possible / verify
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Maximum Government support represented
Government co-matching is Government money only; your own CDA deposit is never added to these totals. Possible / verify amounts are excluded from the maximum represented figure.
Complete the calculator to generate the breakdown.

The 2027 transition at a glance

31 Mar 2027Existing Baby Bonus Cash Gift payouts cease. Children still on the old schedule move into the new package treatment.
30 Apr 2027First transition payouts include 2026 Child Credits, applicable Jan–Apr 2027 Child Credits, Baby Gift top-ups and 2026 Child LifeSG Credits for 2026-born children.
30 Sep 2027Last day to use a higher legacy CDA co-matching cap. Families should check Family View before this deadline.
1 Oct 2027Pre-April-2027 CDA co-matching caps adjust to $5,000. Matching already credited is not treated as a clawback.

Official sources

Rules reviewed 24 Sep 2026. Fact Fish is not a Government website.

LifeSG · SG Child Support Package MSF · Baby Gift payment timing LifeSG · Baby Bonus Scheme LifeSG · Baby Bonus eligibility LifeSG · Child Development Account LifeSG · Large Families Scheme MSF · Child LifeSG Credits CPF · MediSave Grant for Newborns LifeSG · Child Credits MSF · Child Credits Population.gov.sg · Baby Support Grant MOF · Budget 2016 CDA transition

Educational planning tool only. Actual eligibility, payment timing and amounts depend on Government records, enrolment, citizenship status, assessment dates and prevailing rules. For late citizenship, adoption, EDD appeals, the 2016 CDA transition, changed family circumstances or any discrepancy, verify using LifeSG Family View / the official eligibility checker. This calculator excludes tax reliefs, parental leave, Edusave contributions and merchant privileges from its monetary totals.