Premium & MediSave Calculator
Estimate your current annual premium, MediSave usage, cash outlay and age-by-age cost projection using published 2026 premium schedules.
Current annual premium
Projection to selected coverage age
View age-by-age projection
| Age | MediShield Life | Supplementary IP | Rider | AWL | Total Premium | MediSave | Cash |
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Methodology & official sources
How this works: The projection applies the current published premium at each attained age. It does not assume future premium increases beyond the insurer's currently published age-based schedule.
MediSave: MediShield Life is fully payable from MediSave. For the supplementary IP component, the Additional Withdrawal Limit (AWL) is S$300 for age next birthday 1–40, S$600 for 41–70 and S$900 for 71+. Rider premiums are treated as cash-paid.
Government sources:
MOH — MediShield Life premium tables
CPF — Additional Withdrawal Limits
Selected insurer source:
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Want help reviewing your hospital plan?
Use the figures above as a starting point. A proper review should also consider coverage, exclusions, deductibles, co-payment structure, panel arrangements and long-term affordability.