Uni Education Planning Calculator

One-page mode for fast scenario comparisons. Output in SGD. (Scholarship removed.)

Base year: 2026

Child status (local fee tier)

Child gender (uni start age rule)

Current age (years)

Additional gap years

Uni start age = 19/21 (gender) + gap years.

University route

Fixed duration

Local course

Living/allowance (optional, monthly S$)

Local tuition uses a conservative annual baseline by status (SG/PR/Foreigner), then inflates forward using “Education inflation”.

Destination (fixed duration)

Field (affects default tuition)

FX rate (1 foreign unit = S$)

FX buffer (annual %)

Duration

Tuition (annual, foreign)

Living (annual, foreign)

Books/transport/etc (annual, foreign)

Defaults are set to more moderate living costs. You can overwrite.

Included: tuition + living + other. Excluded: flights/visa/one-time/emergency buffer.

Education inflation (annual %)

Investment return (annual %)

Existing education savings (S$)

Stop monthly savings at

Recommended monthly savings

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Total projected uni cost

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Uni start age

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Uni duration

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Uni year	Age	Projected cost (S$, inflated)

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