Singapore · Integrated Shield Plans

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Compare the current published premium, estimated MediSave payable, estimated cash payable and age-based cost projection across seven Integrated Shield insurers using the same client assumptions.

Premium data last updated: 20 September 2026
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Cost comparison only. A lower premium does not mean a plan is better. Benefits, panel arrangements, deductibles, co-payment structure, exclusions, claims experience and long-term affordability should also be reviewed before making a decision. AIA rates in this version are current only through 30 Sep 2026.

Side-by-side comparison

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Insurers Compared
7
Available Combinations
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Projection Period
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AWL At Current Age
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InsurerBase PlanSelected Rider Current Annual PremiumEstimated MediSave PayableEstimated Cash Payable Projected Total PremiumsProjected MediSaveProjected Cash
Visual comparison
Each insurer is shown in its company colour. Use the metric selector to change the chart.
How the comparison is calculated

Current annual premium = MediShield Life premium + supplementary Integrated Shield premium + selected rider premium.

Estimated MediSave payable = MediShield Life premium + supplementary IP premium up to the applicable Additional Withdrawal Limit (AWL). The AWL used is S$300 for age next birthday 1–40, S$600 for 41–70 and S$900 for 71+.

Estimated cash payable = supplementary IP premium above the AWL + rider premium.

Projection applies each insurer's currently published age-based schedule at every attained age up to the selected coverage age. It does not forecast future insurer repricing.

Official sources & rate basis

Government sources:
MOH — MediShield Life premium tables
CPF — Additional Withdrawal Limits

Need help comparing beyond premium?

A proper hospital-plan review should also compare benefits, panel access, deductible/co-payment structure, exclusions and whether the coverage remains affordable over time.

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Important: For illustration and general educational use only. Standard published premiums are shown before subsidies, rebates, discounts, claims-based rewards, underwriting adjustments or future insurer premium revisions unless stated. Actual premiums, benefits and eligibility are subject to the insurer's prevailing terms and policy documents. This comparison is not a recommendation or ranking of plan quality.