Executive Wealth Manager
9 Years in Financial Services · COT Achiever ·Filipino Community Advocate
Rico Desengano
Helping Filipinos turn years of hard work abroad into wealth, freedom and more choices for their families.
Singapore-based wealth manager helping Filipinos and OFWs make clearer decisions around investments, retirement, protection and long-term financial planning.
Who Rico Helps
Filipinos Working in Singapore
Turn today's income into a structured long-term wealth plan.
OFWs Planning Their Homecoming
Build towards the point where working overseas becomes a choice, not a necessity.
Families Building Long-Term Security
Balance wealth accumulation with protection, education, retirement and legacy considerations.
Filipino Entrepreneurs & Business Owners
Connect personal wealth planning with the bigger picture of business, family and cross-border opportunities.
Specialisation
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Wealth Accumulation
Investment Planning
Retirement & Passive Income Planning
OFW Financial Planning
Family Protection Planning
Legacy & Estate Planning
Portfolio Review & Optimisation
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Business Owner Wealth Planning
Key Person & Business Protection
Cross-Border Financial Considerations
Personal Wealth Diversification
Rico's signature statement
“Good financial advice should give people clarity, not pressure.”
Vision
Understand first. Educate clearly. Build with purpose.
Helping Filipinos Build Wealth, Create Options and Plan for Life Beyond Working Overseas
Rico Desengano is a Singapore-based Filipino Executive Wealth Manager, entrepreneur and advocate for Filipinos building their lives, wealth and businesses beyond the Philippines.
With nine years of experience in financial services, Rico helps individuals and families make informed decisions around investments, protection, retirement and long-term financial planning.
Clarity Before Products
Rico believes meaningful financial planning should begin with understanding the person, not recommending a product.
His approach is simple:
Good financial advice should give people clarity, not pressure.
He takes the time to understand each client's goals, responsibilities and vision for the future before developing a suitable financial strategy.
Building Wealth With Purpose
For Rico, investing is not simply about pursuing returns. It is about creating greater security, flexibility and choice.
For many Overseas Filipino Workers, this means building enough wealth to make working overseas a choice rather than a necessity.
Rico helps clients connect their investments, protection and savings to the bigger goals that matter most, whether that means retirement, family security, education, legacy or returning home.
Beyond Wealth Management
Rico is also involved in initiatives that support Filipinos beyond financial planning.
Through MyLegalWhiz, he supports efforts to make Philippine legal information and tools more accessible to Filipinos, particularly those living overseas.
He is also involved with Block Ten Strategy, a business and marketing strategy organisation working with entrepreneurs and organisations across different markets.
These experiences have given Rico a broader perspective on wealth, business and the challenges Filipinos face when building their futures across borders.
Why This Mission Is Personal
As a Filipino who has built his career, investments and businesses in Singapore, Rico understands the OFW journey firsthand.
As a husband and father of three, he also understands that financial success is not simply about earning more. It is about building something dependable for the people who matter most.
Rico's Philosophy:
Understand first.
Understand the person, the family and the objective.
Educate clearly.
Financial decisions should make sense to the person making them.
Build with purpose.
Every financial decision should serve a larger goal.
Create options.
Wealth is valuable because of the choices it gives people.
Build More Than Wealth
Rico's goal is to help Filipinos turn today's hard work into tomorrow's options.
Understand first. Educate clearly. Build with purpose.